This is an insurance marketing website operated by the licensed Florida insurance agent identified in the agent disclosure. It is not an insurance company, it does not issue policies, and it does not bind coverage.
Licensed Florida agent serving St. Lucie County
Terms of Use
Talk to a Licensed Florida Agent
Call (772) 218-7676By using this website you accept the terms below. If you do not accept them, please do not use the site.
02The details
Information Here Is General
Everything on this site describes insurance coverage in general terms. It is not advice about your situation, and it is not a statement of what any specific policy covers.
The policy controls. Where anything on this site differs from the actual policy language a carrier issues, the policy governs. Coverage descriptions, statutory summaries and examples here are simplified by necessity. Any dollar example on this site is arithmetic to show how a term works, not a quote or an estimate for your home.
03The details
Quotes Are Not Offers
A quote is an estimate based on the information provided, and it is not an offer of insurance. Every policy is subject to carrier underwriting and approval. Not every applicant will qualify, rates can change between quote and issue, and no coverage exists until a carrier issues a policy and it takes effect.
Nothing on this site is a promise of a particular rate or a particular outcome.
04The details
Quote Requests
Sending the form is a request for contact, not an application, an issued policy or a confirmation of coverage. The request is saved to the agent's lead database and sent to the agent as an email notification, as the privacy policy describes. If neither can be completed, the site tells you so and asks you to call (772) 218-7676 instead. Do not treat a form acknowledgment as confirmation that coverage is in force; coordinate effective dates and any replacement of existing coverage directly with the agent.
05The details
Accuracy of What You Send
Quotes depend on the accuracy of what you tell us. Inaccurate or incomplete information can change a rate, void a quote, or affect a claim later. Please answer carefully, and send only information you are entitled to share.
06The details
Statutory and Statistical References
References to Florida statutes, agency requirements and public statistics are general, are provided for context, and name the source they come from, with the date the figure was last checked. Laws and figures can change after a page is written. Do not rely on any of it as legal advice.
07The details
Links to Other Sites
Where this site links elsewhere, those sites are not under its control and no responsibility is taken for their content or their privacy practices. Organizations linked from this site do not endorse it.
08The details
Limitation of Liability
This site is provided as is. To the fullest extent permitted by law, the operator is not liable for any indirect or consequential loss arising from use of the site or reliance on its general information. Nothing here limits any liability that cannot be limited by law, including obligations owed under Florida insurance law.
09The details
Intellectual Property
The text, layout and design of this site belong to its operator. Icons are used under the licenses of their authors. Photographs of Port St. Lucie come from Wikimedia Commons and are used under the Creative Commons licenses credited at the foot of each page that shows them. Other photographs are illustrative stock images used under the Unsplash License; they do not show local properties, customers or the agent. A photograph of a building, business or place does not mean that its owner, any business or organization shown in it, the photographer or any government body endorses this site.
10The rules
Governing Law
These terms are governed by the laws of the State of Florida.
11The details
Changes
These terms may be updated, and the current version always appears on this page.
12Get in touch
Contact
Questions about these terms go to the licensed agent identified in the agent disclosure, by phone at (772) 218-7676 or by email at info@homeinsuranceportstlucie.com.